Your benefits

Built to support your whole life.

Highlights of the 2026 benefits program. Full-time colleagues (30+ hours) are eligible the 1st of the month following your date of hire.

Health coverage

Medical and prescription drug, dental, and vision coverage through Cigna — for you, your spouse or domestic partner, and children up to age 26.

Medical & Rx
Cigna · cost shared
Dental
Cigna · cost shared
Vision
From $13.06/mo family
View the 2026 Benefit Enrollment Guide

Support, 24/7

The Employee Assistance Program gives you free, confidential help with mental health, stress, grief, legal, and financial concerns — available to you, your spouse or domestic partner, your dependents, and your parents or parents-in-law, whether or not they're on a CeriFi plan.

Cigna EAP · 1-877-231-1492

Health Advocate EAP (non-Cigna colleagues) · 866-695-8622

Income protection

CeriFi pays the full cost of your core protection through Mutual of Omaha, with voluntary options you can add.

Basic life and AD&D — company paid
Short- and long-term disability — company paid
Voluntary life for you and your family
Accident, critical illness & hospital indemnity
See income protection details in the guide

Save for what's next

A 401(k) with a 100% match on the first 4% you contribute, plus tax-free accounts for health and dependent care.

401(k) via Voya — auto-enrolled at 4% after 6 months
100% company match up to 4% of pay
HSA: $4,400 individual / $8,750 family (2026)
FSA: $3,400 health care · $7,500 dependent care

Wellness rewards

Enrolled in a CeriFi medical plan? Cigna's MotivateMe program pays you gift-card incentives for preventive visits, health coaching, and maternity support through mycigna.com.

When you can enroll

New hires enroll on the 1st of the month following their start date; everyone else during Open Enrollment, usually in November for a January 1 start. The plan year runs January through December.

Had a life event — marriage, birth, adoption, coverage change? Tell HR within 30 days to update your elections mid-year.

Questions about enrollment?

hr@cerifi.com

Highlights only. Benefits, eligibility, and amounts are governed by the official 2026 Benefit Enrollment Guide and plan documents, which always take precedence.